Privacy Notice

1. Information We Collect

PAYSEED collects information you provide during registration and onboarding, including your name, email, phone number, business details, identity verification documents, and settlement account information. We also collect transaction data, API usage data, and device and session information for security purposes.

2. How We Use Your Information

• To verify your identity and business
• To process and manage transactions
• To communicate with you about your account
• To detect and prevent fraud
• To comply with legal obligations

3. Data Security

We use encryption, access controls, and audit logging to protect your data. We never store raw card numbers, security codes, or sensitive authentication information. Identity documents are stored securely and accessible only to authorised reviewers.

4. Data Sharing

We share your data with authorised upstream payment providers as necessary to process transactions. We may also share data with regulators or law enforcement when required by law.

5. Your Rights

You have the right to access, correct, or request deletion of your personal data. Contact us at privacy@payseed.example to exercise these rights.

6. Data Retention

We retain your data for as long as your account is active and for a reasonable period thereafter to comply with legal obligations and resolve disputes.